The real estate market is evolving dynamic development – more than ever, speed and clear structures are key to the success of a property project.
To respond flexibly to market opportunities, you need a property financing partner who not only provides capital, but also understands and supports the entire development process.
With many years of experience in property project financing, Westend Bank supports investors and property developers in the realisation of challenging construction and refurbishment projects. We will support you from acquisition through project development to completion – even for complex projects such as listed properties or development measures in premium locations. We understand the challenges of this market and design a financing structure that is tailor-made for your projects.
Whether short-term interim financing, bridging loans or flexible financing instruments, we secure your financing at short notice and on flexible terms, ensuring that you have the necessary financial room for manoeuvre in every stage of your project. For a solid foundation for your project – and for long-term value creation.
Our Services
Secured loans for property development projects in Germany
Loans volumes from EUR 1 million up to approx. EUR 10 million
Covering short-to-medium-term liquidity requirements
Flexible solutions including initial financing and bridging loans
Construction and builder's insurance solutions via Westend Assekuranz
Your Benefits
Fast and streamlined financing process for your property project
Full transparency of lending conditions and costs
Valuation by independent experts who work together with our in-house property specialists
High flexibility and a wide range of financing options
Property Financing Case Studies:
Our financing examples for property projects
New-build financing and pre-financing of KfW grants
Initial Situation
A project developer acquired a plot of land from his own funds with the intention of building a residential and commercial property on it. To finance the construction and sales phase, a solution was sought that would reliably cover the liquidity requirements during the project term. The project was financed by the bank. Due to unplanned increases in construction costs, additional financing was required towards the end of the construction phase. In addition, it became apparent that the disbursement of the KfW grants applied for would be delayed.
Financing Solution
Pre-financing of the approved and reliably realisable KfW grants was structured: In return for assigning the receivables from KfW, the customer received a significant portion of the KfW funding in advance – as a short-term loan. This enabled the property developer to continue construction activities without interruption, use subsidies in a targeted manner and secure the liquidity of the entire property project.
Apportionment Financing
Initial Situation
An entrepreneur planned to acquire an existing property in a premium location that was divided according to the German Condominium Act (WEG). The strategy was to gradually sell the individual residential units after refurbishment and use the proceeds to refinance the investment. The purchase of the property and the implementation of the refurbishment measures required a financing structure that considered both the timeframe of the project and the planned sale of the flats.
Financial Solution
Westend Bank structured customised project financing for real estate (senior debt) covering the entire period from acquisition and refurbishment to the sale of the individual units. The drawdown of funds was optimally adjusted to the progress of construction and sales based on the cash flow plan submitted. Thanks to the combination of project-related security, transparent conditions and flexible repayment terms, the developer was able to acquire the property efficiently, implement the refurbishment as planned and successfully place the flats on the market. With the split financing provided, the entrepreneur received a fast, transparent and practical solution for the realisation of his project. The financing created the necessary room for manoeuvre to develop the property to increase its value and successfully place the individual residential units on the market – an example of strategic capital management in the property segment.
Bridging Loan for Project Continuation
Initial Situation
A property developer approached Westend Bank after his previous bank decided to discontinue financing existing projects due to a strategic realignment. The construction project in question was already at an advanced planning stage and required additional funds at short notice to meet construction progress and payment schedules. To avoid delays in the construction and sales process, the developer was faced with the task of securing ongoing project financing at short notice.
Financial Solution
After analysing the project in detail and holding discussions with the construction company, Westend Bank identified a solid return potential and provided the developer with a short-term bridging loan in return for appropriate collateral. The financing was structured to cover the funding requirements until completion or full sale.
Do you need customised and flexible property financing?
We are here to support you.
Contact us